Financial and Investment Analysts

Finance

Level 5573 of 1200 points

Job description

Financial and Investment Analysts

Job purpose

To conduct quantitative analyses of investment programmes and of the financial data of public and private institutions, including the valuation of businesses and securities, and to advise clients on investments, capitalisation and financial structuring, so that investment and capital decisions rest on current financial evidence.

Skills

Command of securities valuation and pricing, financial modelling, capital structure and the raising, refinancing and restructuring of debt, the syndication and public offering of securities, and the interpretation of price, yield, stability and investment-risk data, with enough grasp of economic theory and industrial technology to forecast business, industry and economic conditions; may extend to green financial instruments such as socially responsible funds. No distribution of qualifications held by incumbents is recorded; the preparation assumed is a four-year degree for most entrants, with several years of related experience and on-the-job training.
Advises clients on the amount, source and timing of capitalisation and confers with them on restructuring, refinancing or raising debt. Builds and maintains client relationships, delivers presentations of plan details, and reports orally and in writing on economic trends, individual corporations and whole industries. Recommends investments and their timing to companies, to investment firm staff and to the public.
Analytical judgement about uncertain outcomes: valuing and pricing securities, using financial models to assess the capital impact of transactions, comparing the relative quality of securities within an industry, analysing companies in financial difficulty to identify remedies, and assessing capital needs against market conditions to inform how financial packages are structured.
Prepares plans of action for investment and assembles all materials for transactions and the execution of deals. Monitors developments in industrial technology, business, finance and economic theory continuously.
Draws charts and graphs using computer spreadsheets, and visits company facilities to assess them as investments. No manual handling or dexterity demands are indicated by the tasks.

Responsibilities

Supervises, trains or mentors junior team members. Collaborates with lawyers, accountants, public relations advisers and investment bankers on shared projects, and works with investment bankers to attract new corporate clients.
Purchases investments for companies in accordance with company policy, determines the prices at which securities are syndicated and offered publicly, and advises on capitalisation and debt structure. Discretion is bounded by company policy and client instruction.
Ordinary care of a workstation and of the analytical and spreadsheet software used. No responsibility for stock, plant or premises.
Gathers financial information from financial publications and services, investment banking firms, government agencies, trade publications, company sources and personal interviews, and produces the valuations, forecasts and technical reports on which investment decisions are taken. Determines the content and structure of that analysis within the employing firm's standards.

Effort required

Sustained quantitative concentration on valuation, modelling and forecasting, with judgement about future business, industry and economic conditions drawn from incomplete and changing information. Keeping current with economic, industrial and corporate developments is a continuing demand in itself.
Advises clients whose companies are in financial difficulty, and puts recommendations to clients, investment firm staff and the public in its own name. No surveyed data exists on exposure to conflict or hostility, or on consequence of error, so none is asserted.
No physical effort data has been surveyed. The tasks indicate analytical and reporting work, with travel to company facilities and no lifting or exertion.

Working conditions

No work context data has been surveyed for this occupation. The tasks indicate office-based analytical work with visits to company facilities and meetings with clients and other advisers, and evidence no hazard or exposure.
No surveyed data exists on hours, shift patterns, on-call expectations, time pressure or consequence of error, and none is assumed. The tasks show professional judgement exercised independently in the analysis and in the advice given, while investment purchasing is carried out within company policy.

Skills

40% · 268 points▾

KnowledgeLevel 5 of 8
90 of 144 points
Specialised and theoretical knowledge within a field of work and an awareness of the limits of that knowledge. The job requires a comprehensive range of cognitive and practical knowledge to develop creative solutions to abstract problems.
Interpersonal and communication skillsLevel 3 of 5
58 of 96 points
Effective communication and interpersonal relationships. The job holder is required to adapt communication to different audiences and foster trust, cooperation and positive working relationships.
Problem-solving skillsLevel 4 of 5
77 of 96 points
Non-standard problems. The job involves solving complex, non-standard problems involving multiple factors to consider. Solutions often require careful analysis and the adaptation of current methods.
Planning and organisational skillsLevel 3 of 5
43 of 72 points
Moderate organisational skills required. The job requires the organising and prioritising of multiple tasks, with some level of adjustment to plans on the basis of changing circumstances or deadlines.
Physical skillsLevel 0 of 5
0 of 72 points
Not applicable. The job does not require any particular physical skills (although there is likely to be some physical activity).

Responsibility

35% · 202 points▾

PeopleLevel 3 of 5
86 of 144 points
Moderate responsibility for people. The job includes overseeing or coordinating the work and well-being of others. This may involve supervising, providing regular support, managing conflicts, responding to an individual's needs and ensuring the personal and professional development of individuals.
Goods and equipmentLevel 0 of 5
0 of 84 points
Not applicable. The job does not involve any responsibility for goods or equipment.
InformationLevel 3 of 5
58 of 96 points
Moderate responsibility for information. The job involves managing information to ensure it is accurate, of high quality and secure. The job holder may make decisions about the handling of sensitive data.
Financial resourcesLevel 3 of 5
58 of 96 points
Moderate responsibility for financial resources. The job requires handling significant financial resources, including managing budgets, overseeing expenditures, being accountable for spending and participating in financial decision-making.

Effort

15% · 79 points▾

Mental effortLevel 3 of 5
36 of 60 points
High level of mental effort. The job involves frequent concentration on complex tasks that require considerable mental effort, such as interpreting complex data.
Psychosocial and emotional effortLevel 3 of 5
43 of 72 points
Moderate psychosocial and emotional effort. The job requires the regular management of emotional responses, such as dealing with sensitive or challenging individuals or situations.
Physical effortLevel 0 of 5
0 of 48 points
Not applicable. The job does not require any physical effort.

Working Conditions

10% · 24 points▾

Environment (physical, psychological or emotional)Level 1 of 5
17 of 84 points
Minimal exposure to hazards or stress. The job involves little or no exposure to physical hazards (e.g. chemicals, moving equipment, noise) and minimal emotional or psychological risks (e.g. occasional routine tasks with no emotional burden). There is minor exposure to dust, dirt, fumes, noise, waste, poor lighting, etc.
Organisational environmentLevel 1 of 5
7 of 36 points
Minimal organisational demands. The job requires standard working hours with no night shifts or irregular schedules. There is little or no need for travel or digital connectivity beyond typical working hours.